{"id":3325,"date":"2023-08-15T22:44:13","date_gmt":"2023-08-16T01:44:13","guid":{"rendered":"https:\/\/revistaferreteros.com.ar\/?p=3325"},"modified":"2023-08-17T14:10:30","modified_gmt":"2023-08-17T17:10:30","slug":"2-ventajas-y-2-desventajas-de-invertir-en-plazos-fijos","status":"publish","type":"post","link":"https:\/\/revistaferreteros.com.ar\/en\/2-ventajas-y-2-desventajas-de-invertir-en-plazos-fijos\/","title":{"rendered":"2 Ventajas y 2 Desventajas de Invertir en Plazos Fijos"},"content":{"rendered":"<h2>\u00bfQu\u00e9 son los plazos fijos?<\/h2>\n<p>Los plazos fijos son una excelente opci\u00f3n de inversi\u00f3n que ofrece estabilidad y seguridad en Argentina. B\u00e1sicamente consisten en depositar una suma de dinero en una entidad financiera a cambio de recibir una tasa de inter\u00e9s fija durante un per\u00edodo determinado.<\/p>\n<p>Una de las principales ventajas de los plazos fijos es que son de bajo riesgo, ya que est\u00e1n respaldados por el sistema financiero argentino. Esto significa que, incluso en momentos de volatilidad econ\u00f3mica, tus fondos est\u00e1n protegidos y no perder\u00e1s tu inversi\u00f3n inicial.<\/p>\n<h2>Beneficios de invertir en plazos fijos<\/h2>\n<p>A continuaci\u00f3n te mencionaremos algunos de los beneficios m\u00e1s destacados que ofrece invertir en plazos fijos en Argentina:<\/p>\n<ul>\n<li><strong>Rentabilidad garantizada:<\/strong> Al contar con una tasa de inter\u00e9s fija podr\u00e1s conocer desde el principio cu\u00e1nto ganar\u00e1s al finalizar el plazo. Esto te permite planificar tus finanzas de manera m\u00e1s efectiva.<\/li>\n<li><strong>Flexibilidad:<\/strong> Puedes elegir el plazo que mejor se adapte a tus necesidades. Desde plazos cortos hasta plazos m\u00e1s largos tienes la posibilidad de ajustar tu inversi\u00f3n seg\u00fan tus metas financieras.<\/li>\n<\/ul>\n<h2>Consejos para maximizar tus ganancias<\/h2>\n<p>Ahora que conoces las ventajas de invertir en plazos fijos, aqu\u00ed te dejamos algunos consejos para maximizar tus ganancias:<\/p>\n<ol>\n<li><strong>Comparar tasas de inter\u00e9s:<\/strong> Antes de invertir, investiga y compara las tasas de inter\u00e9s que ofrecen diferentes entidades financieras. De esta manera, podr\u00e1s elegir la opci\u00f3n que te brinde la mayor rentabilidad.<\/li>\n<li><strong>Renovar tu plazo fijo:<\/strong> Una vez finalizado el plazo de tu inversi\u00f3n, eval\u00faa si es conveniente renovarlo. En algunos casos, la entidad financiera ofrece tasas m\u00e1s altas para aquellos que eligen reinvertir su dinero.<\/li>\n<\/ol>\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Desventajas de Invertir en Plazo Fijo:<\/h2>\n\n\n\n<p><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/revistaferreteros.com.ar\/wp-content\/uploads\/2023\/08\/plazo-fijo.jpeg\" alt=\"plazos fijos\" class=\"wp-image-3367\" style=\"width:585px;height:328px\" width=\"585\" height=\"328\" title=\"\"><figcaption class=\"wp-element-caption\">.<\/figcaption><\/figure>\n\n\n\n<p>A continuaci\u00f3n te detallamos las principales desventajas de invertir en un Plazo Fijo en Argentina en este momento:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Incompatibilidad con la inestabilidad cambiaria:<\/strong> Debido a la<em> <\/em>volatilidad del peso en relaci\u00f3n al d\u00f3lar que esta acelerando a la Velocidad de la luz, tal vez no te convenga ya que para cuando retires tu dinero, el dolar pudo haber subido m\u00e1s que tu tasa de inter\u00e9s.<\/li>\n\n\n\n<li><strong>Disponibilidad:<\/strong> No puedes utilizar el dinero de tu plazo fijo hasta que no venza el mismo. A diferencia de ahorrar d\u00f3lares, esta operaci\u00f3n te permite disponer libremente de tu dinero si lo necesitas para una emergencia simplemente vendi\u00e9ndolos.<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<p>El lunes 14 de agosto de 2023 tras las elecciones PASO, el Banco Central Actualiz\u00f3 sus tasas de plazo fijo de referencia por lo tanto todos los dem\u00e1s bancos tambi\u00e9n. Pod\u00e9s consultarlas todas en el <strong><a href=\"https:\/\/www.bcra.gob.ar\/BCRAyVos\/Plazos_fijos_online.asp\" target=\"_blank\" rel=\"noopener\">sitio oficial<\/a><\/strong><\/p>\n\n\n\n<p><strong>\u00bfEst\u00e1s pensando en invertir en un plazo fijo o comprar d\u00f3lares?<\/strong> Revis\u00e1 nuestro post anterior <a href=\"https:\/\/revistaferreteros.com.ar\/inflacion-4-simples-consejos-para-navegarla\/\" data-type=\"link\" data-id=\"https:\/\/revistaferreteros.com.ar\/inflacion-4-simples-consejos-para-navegarla\/\"><strong>Inflaci\u00f3n: 4 simples consejos para navegarla<\/strong><\/a><\/p>\n\n\n<blockquote class=\"instagram-media\" data-instgrm-captioned data-instgrm-permalink=\"https:\/\/www.instagram.com\/reel\/CvNI1Q3spJi\/?utm_source=ig_embed&amp;utm_campaign=loading\" data-instgrm-version=\"14\" style=\" background:#FFF; border:0; border-radius:3px; box-shadow:0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width:540px; min-width:326px; padding:0; 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font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:550; line-height:18px;\">View this post on Instagram<\/div>\n<\/div>\n<div style=\"padding: 12.5% 0;\"><\/div>\n<div style=\"display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;\">\n<div>\n<div style=\"background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);\"><\/div>\n<div style=\"background-color: #F4F4F4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;\"><\/div>\n<div style=\"background-color: #F4F4F4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);\"><\/div>\n<\/div>\n<div style=\"margin-left: 8px;\">\n<div style=\" background-color: #F4F4F4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;\"><\/div>\n<div style=\" width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg)\"><\/div>\n<\/div>\n<div style=\"margin-left: auto;\">\n<div style=\" width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);\"><\/div>\n<div style=\" background-color: #F4F4F4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);\"><\/div>\n<div style=\" width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);\"><\/div>\n<\/div>\n<\/div>\n<div style=\"display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;\">\n<div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;\"><\/div>\n<div style=\" background-color: #F4F4F4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;\"><\/div>\n<\/div>\n<p><\/a><\/p>\n<p style=\" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; line-height:17px; margin-bottom:0; margin-top:8px; overflow:hidden; padding:8px 0 7px; text-align:center; text-overflow:ellipsis; white-space:nowrap;\"><a href=\"https:\/\/www.instagram.com\/reel\/CvNI1Q3spJi\/?utm_source=ig_embed&amp;utm_campaign=loading\" style=\" color:#c9c8cd; font-family:Arial,sans-serif; font-size:14px; font-style:normal; font-weight:normal; line-height:17px; text-decoration:none;\" target=\"_blank\" rel=\"noopener\">A post shared by Revista Ferreteros (@revistaferreteros)<\/a><\/p>\n<\/div>\n<\/blockquote>\n<p> <script async src=\"\/\/www.instagram.com\/embed.js\"><\/script><\/p>\n\n\n\n<p><strong>Como siempre:<\/strong><\/p>\n\n\n\n<p><strong>Si te gust\u00f3 este contenido<\/strong> no te olvides de&nbsp;<strong><a href=\"https:\/\/revistaferreteros.com.ar\/contacto\/\" target=\"_blank\" rel=\"noreferrer noopener\">suscribirte a nuestro newsletter<\/a><\/strong>&nbsp;para estar siempre al tanto de todas las novedades al momento.<\/p>\n\n\n\n<p>Puedes pasar por nuestro&nbsp;<a href=\"https:\/\/revistaferreteros.com.ar\/catalogo-ferretero\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>cat\u00e1logo&nbsp;<\/strong><\/a>para ver todos los<strong>&nbsp;<a href=\"https:\/\/revistaferreteros.com.ar\/product-category\/categrias\/\" target=\"_blank\" rel=\"noreferrer noopener\">productos&nbsp;<\/a><\/strong>que ofrecen las<strong>&nbsp;<a href=\"https:\/\/revistaferreteros.com.ar\/empresas\/\" target=\"_blank\" rel=\"noreferrer noopener\">empresas<\/a><\/strong><a href=\"https:\/\/revistaferreteros.com.ar\/empresas\/\" target=\"_blank\" rel=\"noreferrer noopener\">&nbsp;<\/a>del sector ferretero.<\/p>\n\n\n\n<p>Si quer\u00e9s ser anunciante y darnos tu apoyo cont\u00e1ctanos por whatsapp al&nbsp;<strong><a href=\"http:\/\/+541144408542\/\" target=\"_blank\" rel=\"noreferrer noopener\">+541144408542<\/a>&nbsp;<\/strong>o a trav\u00e9s de nuestro&nbsp;<strong><a href=\"https:\/\/revistaferreteros.com.ar\/contacto\/#ser-anunciante\" target=\"_blank\" rel=\"noreferrer noopener\">formulario de contacto<\/a>.<\/strong><\/p>\n\n\n\n<p>Te invitamos a que descargues la ultima edici\u00f3n de la<a href=\"https:\/\/revistaferreteros.com.ar\/revista-ferreteros\/\" target=\"_blank\" rel=\"noreferrer noopener\">&nbsp;<\/a><strong><a href=\"https:\/\/revistaferreteros.com.ar\/revista-ferreteros\/\" target=\"_blank\" rel=\"noreferrer noopener\">Revista Ferreteros<\/a>:<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter is-resized\"><a href=\"https:\/\/revistaferreteros.com.ar\/revista-ferreteros-edicion-1084\/\" target=\"_blank\" rel=\"noreferrer noopener\"><img decoding=\"async\" src=\"https:\/\/revistaferreteros.com.ar\/wp-content\/uploads\/2023\/08\/Tapa-RF-1084.jpeg\" alt=\"Revista Ferreteros Edicion 1084\" class=\"wp-image-3284\" style=\"width:236px;height:307px\" width=\"236\" height=\"307\" title=\"\u00bfC\u00f3mo Influye El Nuevo Impuesto A Las Importaciones 2023? 2\" srcset=\"https:\/\/revistaferreteros.com.ar\/wp-content\/uploads\/2023\/08\/Tapa-RF-1084.jpeg 786w, https:\/\/revistaferreteros.com.ar\/wp-content\/uploads\/2023\/08\/Tapa-RF-1084-230x300.jpeg 230w, https:\/\/revistaferreteros.com.ar\/wp-content\/uploads\/2023\/08\/Tapa-RF-1084-768x1001.jpeg 768w, https:\/\/revistaferreteros.com.ar\/wp-content\/uploads\/2023\/08\/Tapa-RF-1084-9x12.jpeg 9w, https:\/\/revistaferreteros.com.ar\/wp-content\/uploads\/2023\/08\/Tapa-RF-1084-600x782.jpeg 600w\" sizes=\"(max-width: 236px) 100vw, 236px\" \/><\/a><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/revistaferreteros.com.ar\/revista-ferreteros-edicion-1084\/\" target=\"_blank\" rel=\"noreferrer noopener\">Revista Ferreteros Edicion 1084<\/a><\/figcaption><\/figure>","protected":false},"excerpt":{"rendered":"<p>\u00bfQu\u00e9 son los plazos fijos? Los plazos fijos son una excelente opci\u00f3n de inversi\u00f3n que ofrece estabilidad y seguridad en Argentina. B\u00e1sicamente consisten en depositar una suma de dinero en una entidad financiera a cambio de recibir una tasa de inter\u00e9s fija durante un per\u00edodo determinado. Una de las principales ventajas de los plazos fijos [&hellip;]<\/p>","protected":false},"author":1,"featured_media":3324,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","_mi_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[241,255,37],"tags":[266,264,265],"class_list":["post-3325","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finanzas","category-economia","category-institucional","tag-argentina","tag-inversiones","tag-plazos-fijos"],"_links":{"self":[{"href":"https:\/\/revistaferreteros.com.ar\/en\/wp-json\/wp\/v2\/posts\/3325","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/revistaferreteros.com.ar\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/revistaferreteros.com.ar\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/revistaferreteros.com.ar\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/revistaferreteros.com.ar\/en\/wp-json\/wp\/v2\/comments?post=3325"}],"version-history":[{"count":9,"href":"https:\/\/revistaferreteros.com.ar\/en\/wp-json\/wp\/v2\/posts\/3325\/revisions"}],"predecessor-version":[{"id":3376,"href":"https:\/\/revistaferreteros.com.ar\/en\/wp-json\/wp\/v2\/posts\/3325\/revisions\/3376"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/revistaferreteros.com.ar\/en\/wp-json\/wp\/v2\/media\/3324"}],"wp:attachment":[{"href":"https:\/\/revistaferreteros.com.ar\/en\/wp-json\/wp\/v2\/media?parent=3325"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/revistaferreteros.com.ar\/en\/wp-json\/wp\/v2\/categories?post=3325"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/revistaferreteros.com.ar\/en\/wp-json\/wp\/v2\/tags?post=3325"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}